Medicare Part D Low Income Subsidy

Free assistance from a local resource to get the extra help you deserve for your prescription drug costs. Learn if you qualify.

What is Part D Low Income Subsidy?

The Part D Low Income Subsidy (LIS/Extra Help) program helps pay for a portion of Part D prescription drug plan costs, including Part D premiums, deductibles, and copayments. Depending on your income and assets, you may qualify for a full or partial subsidy. Social Security Administration (SSA) and the Centers for Medicare & Medicaid Services (CMS) work together to administer LIS/Extra Help. The SSA estimates the average annual value of LIS is $5,000 per person.


The LIS/Extra Help program provides several benefits:

  • Access to prescription drug coverage

  • Waiver for Part D late enrollment penalty

  • Eligibility for several Special Enrollment Periods (SEP) as participants can change plans once during each of the first three quarters and again during the Annual Enrollment Period

  • Potential auto-enrollment in Medicare Savings Programs (such as QMB, SLMB, and QI)

Finding the right answers and option about insurance can be overwhelming. We are here to help.

At Med City Medicare, we know if can be frustrating and confusing understanding Medicare and the LIS / Extra Help eligibility requirements. We can help you understand the available savings programs and find the best solution for your unique situation.

Med City Medicare makes it easy to get free, unbiased advice.

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